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Pricing, perfected
A different approach

  • Pricing based on Interchange++ model
  • No hidden charges
  • Automatic volume discounts
  • Real support from real people included

about Pixxles pricing?

If you are shopping around for payment services, flat rate (also known as blended) fees might seem easy to understand. But look closer and you’ll see how they can be more expensive. Spend just a couple of minutes to learn about Interchange Pass Through (Interchange++) and how we could help reduce your costs for accepting payments.

Interchange++ pricing is usually reserved for big companies that demand transparent fees and the lowest costs. We believe that every merchant deserves the same transparency and savings.

  • Pay only the interchange fee, plus the Card Scheme fee, plus Pixxles’ processor fee
  • See exactly what you are being charged for all three fees, so no extras can be hidden.
  • Savings are passed directly on to you automatically, every time.

What’s the difference?

Let’s start with a quick summary of the types of fees involved in payment acceptance. The amount you pay is based on three things:

What fees do merchants pay?

Processing fees

Charged by your payment processor for providing you with their services.

Interchange fees

An exchange rate paid from your merchant account to your customer’s bank.

Card scheme fees

A fee charged by schemes (VISA, Mastercard, etc.) for processing transactions.

Here’s the important point. Interchange fees vary depending on the type of transaction, your Merchant Category Code and type of card used by your customers.

Choosing a flat or blended price plan means any Interchange savings are kept by your payment processor – and your fees don’t reduce as your volumes increase.

Blended

What’s wrong with blended?

A blended transaction fee might look simple but can be needlessly expensive

1 flat rate for merchants

Your payment processor charges more for their fees when interchange fees are lower to maintain a flat rate.

1 combined fee visible to merchants

You will only see the total combined fee that they are being charged for transactions.

Interchange++

Why is interchange++ better?

Fees can fluctuate but you will pay lower processing fees in quieter periods.

Lower fees when possible

Your payment processor will not mark up the difference when the interchange fees are lower.

All fees are visible to merchants

You can see exactly what fees you are paying and why.

As you grow

Pixxles gives every merchant the same privileges as the big guys.

That’s why we will automatically apply discounted rates when your transaction volumes increase.

Choosing Pixxles is just the start. We want to keep your business and see it grow. By you keeping the cost of payments down with
Interchange++ and reducing costs further with volume discounts, Pixxles is designed to help your business succeed.

Pixxles Pricing

Card processing volume

per month

Low risk *

9.95/month + 15p Auth Fee

£0 – £25,000

£25,000 – £50,000

£50,000 – £100,000

£100,000 – £250,000

£250,000 – £500,000

£500,000 – £1.0 million

£1.0 million and more

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0.50 %

0.45 %

0.40 %

0.35 %

0.30 %

0.25 %

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Card processing volume

per month

Mid risk *

29.95/month +20p Auth Fee

£0 – £25,000

£25,000 – £50,000

£50,000 – £100,000

£100,000 – £250,000

£250,000 – £500,000

£500,000 – £1.0 million

£1.0 million and more

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0.75 %

0.70 %

0.65 %

0.60 %

0.55 %

0.50 %

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Card processing volume

per month

High risk *

49.95/month +25p Auth Fee

£0 – £25,000

£25,000 – £50,000

£50,000 – £100,000

£100,000 – £250,000

£250,000 – £500,000

£500,000 – £1.0 million

£1.0 million and more

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1.00 %

0.95 %

0.90 %

0.85 %

0.80 %

0.75 %

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* Your risk profile will be determined during our underwriting process

For example, on a mid-risk account processing £25-50K a month, the total fee for a £100 transaction on a UK debit card would be approximately £1.43.

Pixxles Processing Fee: £0.90

Interchange Fee: £0.25

Card Scheme Fee: £0.28

= £1.43

The Interchange and Card Scheme fees are estimates based on recent transaction information and being used exclusively for demonstrative purposes.

All the fees you will pay for day-to-day processing are listed above. There are additional fees for things that can happen occasionally. Some payment companies will only list these in the small print of their T&Cs but you’ll find ours detailed here.

SHOW additional fees

Low risk

Additional URL(s)

Additional MID(s)

Chargeback fee **

Pre-arbitration

Representment processing

Retrieval fee

Verifi Alert fee

Ethoca alert fee

Wire fee

Transaction rejection fee

Super persistent fee ***

Only applicable to certain risk profiles

£5 per additional URL

£5 per additional MID

£20

£25

£15

£10

£5

N/A

£30

£5

N/A

Mid risk

Additional URL(s)

Additional MID(s)

Chargeback fee **

Pre-arbitration

Representment processing

Retrieval fee

Verifi Alert fee

Ethoca alert fee

Wire fee

Transaction rejection fee

Super persistent fee ***

Only applicable to certain risk profiles

£15 per additional URL

£15 per additional MID

£25

£25

£15

£10

£20

£25

£30

£5

£100

High risk

Additional URL(s)

Additional MID(s)

Chargeback fee **

Pre-arbitration

Representment processing

Retrieval fee

Verifi Alert fee

Ethoca alert fee

Wire fee

Transaction rejection fee

Super persistent fee ***

Only applicable to certain risk profiles

£25 per addidional URL

£25 per additional MID

£35

£25

£15

£10

£35

£35

£30

£5

£100

** Chargebacks >1% will incur an additional £10 fee per alert.
*** This fee is for specific merchants who have fraud or chargeback incidents which require dedicated monitoring from the Pixxles Team. The fee will only apply for the months in which this monitoring occurs

and here is why

Let’s be honest – there are some things you just can’t do without to run your business and keep it secure. If a payment company says they will keep you compliant and secure free of charge, chances are you will find yourself paying hidden fees. These are essential services and you need to be confident those things are being done properly. No freebies or half-measures.

Our Pixxles Essentials package gives you complete peace of mind. From your cart integration to compliance and risk management, we will take complete care of your business including:

  • Quick and free integration of standard Shopping Carts to get you started fast
  • An assigned account manager for customer care and advice
  • 3D Secure (3DS) to protect your business from fraud
  • Risk Management tools
  • PCI compliance to make sure you are in-step with the latest rules
  • Access to the Pixxles Platform & Gateway
  • No charge for payouts via SEPA & FasterPayments